A free, comprehensive guide to navigating a car accident claim in Pennsylvania. Understand your rights under PA's unique tort system, the deadlines that can make or break your case, and the steps that protect your settlement value.
Download Free Guide (PDF)Free download • Free download • Updated 2026
Six chapters of practical, Pennsylvania-specific information to help you make informed decisions about your car accident claim.
Step-by-step instructions for the accident scene and the critical days that follow. What to document, who to call, and what not to say.
Full tort vs. limited tort explained, the 51% comparative negligence rule, the 2-year statute of limitations, and minimum insurance requirements.
What drives your settlement: medical expenses, lost income, pain and suffering, insurance policy limits, and typical ranges by injury severity.
Seven mistakes that destroy claims: delayed treatment, recorded statements, quick settlement offers, social media, and more.
From reporting to negotiation to settlement or trial. Understand each step so you know what to expect and when.
How we connect you with an experienced car accident attorney at no cost. Free consultation, contingency fees, and under-5-minute response times.
Pennsylvania is one of only a few states that lets drivers choose between “limited tort” and “full tort” coverage. Full tort lets you sue for all damages including pain and suffering. Limited tort restricts lawsuits to cases involving “serious injury.” Your choice directly impacts what you can recover.
You can recover compensation as long as you are less than 51% at fault. Your award is reduced by your percentage of fault. If you are 51% or more responsible, you recover nothing.
Minor injuries (soft tissue, whiplash): $5,000–$25,000. Moderate injuries (fractures, herniated discs): $25,000–$150,000. Severe injuries (TBI, spinal cord, amputation): $150,000–$1,000,000+.
Insurance adjusters actively monitor Facebook, Instagram, and TikTok. A single photo of you smiling or exercising can be used to argue your injuries are not serious. Our guide explains exactly what to avoid.
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