Rideshare accidents involve layered insurance policies, corporate legal teams, and confusing liability questions. Whether you were a passenger, another driver, or a pedestrian, you have rights — and you need an attorney who understands how to navigate the rideshare insurance maze. We'll match you with one — free.
Takes less than 2 minutes. No cost, no obligation.
Whether you were a passenger, another driver, a cyclist, or a pedestrian, we can connect you with the right attorney.
If you were a passenger in an Uber or Lyft and were injured in a crash, you are covered by the rideshare company's $1 million liability policy during active rides. You should not have to pay out of pocket.
If a rideshare driver caused an accident that injured you in your own car, the available insurance depends on the driver's app status at the time. An attorney can determine which policies apply.
Rideshare drivers frequently make sudden stops, pull over in traffic lanes, and double-park — putting pedestrians and cyclists at risk. If you were hit by a rideshare vehicle, you may have a strong claim.
If you drive for Uber or Lyft and were hurt in a crash caused by another driver, your claim may involve both your personal insurance, the rideshare company's policy, and the at-fault driver's insurance.
When a rideshare accident involves multiple vehicles, determining liability and insurance coverage becomes extremely complex. An experienced attorney can sort through the overlapping policies.
If your rideshare driver was under the influence of alcohol or drugs, you may be entitled to additional punitive damages beyond standard compensation. Both the driver and the rideshare company may bear responsibility.
Three simple steps. No cost, no confusion, no commitment.
Fill out a short form. It takes less than 2 minutes. We just need the basics about your rideshare accident.
We review your case and connect you with an attorney who understands the complex insurance landscape of rideshare accidents.
Your matched attorney contacts you for a free consultation. No upfront cost — they only get paid if you win.
Rideshare insurance coverage changes based on the driver's status at the time of the crash. There are three tiers:
App Off: Only the driver's personal auto insurance applies. Uber and Lyft provide no coverage.
App On, Waiting for a Ride Request: Uber and Lyft provide limited liability coverage — typically $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.
En Route to Pickup or During a Ride: Full coverage kicks in — $1 million in third-party liability, plus $1 million in uninsured/underinsured motorist coverage and contingent comprehensive and collision coverage.
Uber and Lyft classify drivers as independent contractors, not employees. This legal structure is designed to shield the companies from direct liability. However, their insurance policies do cover accidents during active rides. In some cases, an attorney may also argue that the company bears responsibility through negligent hiring or supervision practices.
Pennsylvania's Transportation Network Company Act requires rideshare companies to maintain insurance coverage at all three tiers. New Jersey has similar requirements under its TNC law. Both states mandate that rideshare companies provide uninsured and underinsured motorist coverage during active rides. An attorney familiar with these state-specific regulations can ensure you access the maximum available coverage.
Don't let confusing rideshare insurance tiers cost you the compensation you deserve.
Get connected with an attorney who handles Uber and Lyft cases — free.
Get My Free Case ReviewAfter a rideshare accident, take screenshots of your trip details in the Uber or Lyft app immediately. This includes the driver's name, vehicle information, trip route, and timestamps. This evidence establishes that the driver was on an active ride at the time of the crash, which determines the level of insurance coverage available to you.
In Pennsylvania, New Jersey, and Delaware, you have 2 years from the date of the accident to file a personal injury claim. Rideshare accident cases often take longer to investigate due to the multiple insurance policies involved, so it is important to begin the process as soon as possible.
Rideshare accidents aren't the only situations where YourMedLegal can help. If you were in a car accident, truck accident, or motorcycle accident, we can connect you with the right attorney. We also handle workers' compensation, slip and fall, and medical malpractice cases. Learn how YourMedLegal works.
Your free case review takes less than 2 minutes. An experienced rideshare accident attorney will review your situation at no cost.
Get My Free Case Review